This service will be offered to be used with Apple Pay.
Apple brings Buy Now Pay Later in iOS 16. It is planning to enter into the realm of buy now pay later (BNPL) to be introduced as a part of its iOS 16. This service will be offered to be used with Apple Pay. It will later allow the users, only in the US, to spread the purchasing cost of the device into four equal payments over a time of six weeks, without having to pay interest or any other fees.
This service becomes part of the new iPhone’s features with the ability to allow editing iMessages. The new versions will also have a feature that is designed with the intent to help people who are in abusive relationships. This together with other features was announced to the public at the company’s annual developers’ conference WWDC.
Buy Now Pay Later Services
The buy now pays later services are currently unregulated in the UK. This service is highly criticized for the way it is being used by low-income groups. It was reported by Panorama in December 2021, that according to an estimate, 15 million adults of all ages in the United Kingdom are actively using this service already. Main players like Klarna, Clearpay, PayPal, and Laybuy are offering BNPL services in the country.
The concerns revolve around the fact that people are relying on it too much. One out of 12 people is using BNPL services to cover their essentials including food and toiletries. This is resulting in another situation when credit cards were introduced to the general public. This is further adding to up to credit load not only on an individual level but state level as well if these services are to come towards regulation or else will force these companies to shut down. Citizen Advice also informed that young people who own credit cards and use these services were using this service twice as much to meet their necessities.
Apple, however, has not yet commented on whether it is planning to bring this service to the UK or the EU.
New Features of iOS16
In Autumn, the new version of iOS 16 will be released to the market. The newer version will be offering a bunch of new features. The lock screen of the iPhone will be receiving a major overhaul. This will allow the users to change much more than just the background images. With the new update, users will be able to change the clock locks, the widgets will have more features that will show the weather, user activity, and rings, and much more, as the users can do on an Apple Watch.
The new features will also bring the ability to choose between the lock screens with multiple functionalities. For instance, you can have a whole lock screen for just your exercise routine, which will also have activity monitors.
Other important announcements include the feature to edit and unsend iMessages, which are sent using Apple’s messaging app. This feature will be a great one for Apple users. Another feature that will be introduced will have Apple Calls Safety Check. According to the reports, Safety Check is intended to safeguard the individuals involved in an abusive relationship. This will allow the users to view and quickly remove all permissions given to someone other than themselves. This will include removing other peoples’ passwords also, Find My Phone.
Emergency Reset Feature in iOS16
Apple has also added an emergency reset feature in the new version that will allow people to sign out of iCloud on all the devices and will only one device to receive and send messages.
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This feature has received a lot of praise from people saying that it will help several people who are going through or are survivors of intimate partner abuse. We are looking forward to the new features of the newer version of the iOS16.